Why Borrow? | Members Benefits | Personal Finance | Loan Calculator | How to Apply
Terms & Conditions | Frequently Asked Questions

• Low Interest Rates for Loans

• No Charge for any processing or document fees

• Free Loan protection Insurance.
Your Loan paid off in the event of your death or permanent disability
*Terms and conditions apply

• No penalties for paying off your loan early

• Easy application process and speedy decisions

• You as a member benefit from any surplus we make
(increased dividend and loan rebate)

• You get money back on your interest paid
if a loan interest rebate is applied

• More loans, more interest,
greater dividend for you the member

• You pay the interest on the reducing balance of the loan,
therefore you pay less interest as the loan decreases.

• We can offer fixed rate loans so your repayments won't change making it easier for you to budget.

Interest Rebate

In recent years the Credit Union has paid at the end of the year a rebate on interest paid on loans.

This makes your loan even cheaper!

In 2004 we paid a 20% rebate

E.g. for every £100 paid in interest through out the year you got £20.00 back.